Free SGMA Penalty Calculator
The moment that number hits the screen, the conversation changes.
Estimate your potential SGMA penalties based on water usage vs allocation. Covers all GSAs in California's agricultural regions.
Calculate Your Penalty
Enter your farm details below
Click your location on the map, or search above
Your total allocation: 300.0 AF
Enter Your Details
Fill out the form to see your estimated SGMA penalties
Calculate First
Enter your farm details and water usage above to see your estimated penalties and how much you could save with AgWaterAI.
2026 Penalty Rates by GSA
Rates vary by region - critically overdrafted basins have higher penalties
| GSA | County | Status | Tier 1 | Tier 2 | Tier 3 |
|---|
Loading GSA data...
Critical SGMA Risks (2025-2026)
Key legal developments affecting California growers
1"Pay First, Litigate Later" Rule
Per Kings County Farm Bureau v. SWRCB (5th DCA, Oct 2025), SGMA fines must be paid in full before you can challenge them in court. It's like driving with a blackout windshield and getting the speeding ticket in the mail six months later.
2AB 460 Enhanced Penalties
Curtailment violations can result in $10,000/day + $3,000 per acre-foot illegally diverted (AB 460 base of $2,500/AF, inflation-indexed by SWRCB Res. 2025-0039 effective Jan 1, 2026).
3State Intervention Fees
Probationary basins (Tule, Tulare Lake) face state fees: $300/well + $20/AF.
✓ Kaweah Basin cleared Dec 2025 - no state fees.
4Tiered GSA Penalties
Most GSAs use escalating tiers: $50-150/AF → $300-500/AF → $1,000+/AF depending on overage percentage. Verify your GSA's specific structure.
⚠️ This information is for educational purposes only. Consult a water rights attorney for legal advice specific to your situation.
What you actually get
Your SGMA dashboard, every entity in one place
Below is an example dashboard with placeholder data. Enter your acres, GSA, and current usage above — the dashboard regenerates with your numbers.
Example Dashboard · placeholder data
SGMA Allocation Estimator
Total acres
1,200
Allocation
2,802 AF
Estimated usage
2,350 AF
% of allocation
84%
Overall allocation
84%
used to date
Tule subbasin
PROBATIONARY47days
$300 per well + $20/AF + 25% monthly late fee
Kings subbasin
MONITORED104days
Reporting required, fees pending
Per-entity exposure
| Entity | Used / alloc | GSA | Status |
|---|---|---|---|
| Valley View Almond LLC | 798 AF / 932 AF | Tule | AT RISK |
| Smith Citrus Group | 521 AF / 649 AF | Tule | ON TRACK |
| Madera Pistachio Partners | 720 AF / 763 AF | Kaweah | AT RISK |
| Central Valley Stone Fruit Co. | 311 AF / 458 AF | Kings | ON TRACK |
QR-coded water verification certificate
Cryptographically signed per-entity allocation report. Defensible against GSA audits and eligible for Tier 1 VWBA water credits. Scan, share, print.
This is an EXAMPLE dashboard with placeholder data. Your live dashboard renders your entities, your allocations, your real flow-meter data where available, and your GSA-specific penalty rates. Always verify with your applicable Groundwater Sustainability Agency.
Want your farm’s data in this dashboard?
The calculator above is free. To get a live demo dashboard built with your entities, allocations, and flow-meter readings, book a 15-minute call with our team or send us an email.
Q2 Intro Rate · New growers get $10/acre (normally $20)
Sign up at $10/acre/year, pro-rated for the remaining 2026 season. 45-day full refund guarantee — if the dashboard doesn't help you make a smarter irrigation or SGMA decision in your first 45 days, we refund you in full, no questions asked. Quarterly or annual billing via ACH or invoice. No credit card. Your rate locks at signup before new-customer rates go to $20 in 2027. Q2 Intro Rate available through June 30, 2026. Book a 15-min call with our team →
How much are SGMA pumping fees in 2026?
State-level fees in probationary subbasins (Tulare Lake and Tule): $300 per well + $20 per acre-foot pumped, with a 25% monthly late fee on unpaid invoices. Reporting deadline was May 1, 2026; invoices are mailing now.
GSA-level penalties for exceeding allocation: typically tiered — roughly $50-$150/AF (0-10% over), $300-$500/AF (10-20% over), $1,000-$2,500/AF (more than 20% over).
Domestic well owners pumping under 20 AF/year are exempt per State Water Board Resolutions 2026-0011 and 2026-0012. Commercial agricultural operations have no exemption. A 1,000-acre permanent-crop operation pumping 10% over allocation can face $50K+/year in penalty exposure before state-level charges are added.
Disclaimer
This calculator provides estimates for informational purposes only. Actual penalty rates may vary based on your specific GSA's rules and regulations. Always consult with your local GSA and a qualified water rights attorney for official compliance guidance. Data verified January 2026.
